The One Thing Stopping You From Retiring Early

Adam Del Duca
9 min readMar 1, 2022
Photo by Morgan Housel on Unsplash

What if I told you that 10 years from now, you’d have escaped the cubicle life and were able to spend every day on the beach? In the minds of most people, this is what early retirement looks like unfortunately this depiction only ever remains a dream and not a reality. Why is that? Because most people allow themselves to fall victim to one particular early retirement mistake. What is that mistake? Let me get into that right now!

As I just mentioned, the thought of retiring early is something that is alluring to most people and this makes total sense. In fact, in a 2019 Gallup poll, 61% of respondents classified their jobs as being either mediocre or downright bad therefore there’s no wonder people would love to leave the working world early and enjoy more time doing what they love. What’s sad however, beside the fact that most people are in one way or another dissatisfied with their jobs, is that they have little to no idea how to actually go about setting up a plan to leave the cubicle life earlier than their peers and enjoy all the benefits of early retirement. What are those benefits? Let me share some with you now and then we will dive into the real reason most people will never retire early!

Benefits of Early Retirement

The first benefit that will be accessible to you when you retire early is overall better health. I hate to say it but most people overlook how detrimental our jobs are on our health. In fact, when you think about it, it’s actually quite a frightening thought. From having to fight traffic 5 days of the week only to arrive at a job that is constantly putting you under pressure from the demands of your work, there’s no refuting the fact that working your 9–5 can start to wear down your mental state.

Not to mention, I think you would agree that humans were not meant to sit in a chair under artificial light for 8 or more hours a day. From screwing up your back to making you go blind looking at a screen all day, work is downright terrible for your body. However, when you’re retired, focusing on your health becomes infinitely possible. Want to go for a 2 hour walk every day? No problem. Want to be a part of 3 workout groups a day? You can do it. Therefore, if living a long and healthy life is important to you then early retirement is a…

Adam Del Duca