5 Money Decisions 99% of People Get Wrong

Adam Del Duca
9 min readMar 18, 2022
Photo by Emilio Takas on Unsplash

In life, we all make questionable decisions like that time you took back your ex when she promised to never key your car again. Unfortunately, while some bad decisions can be rather inconsequential, others can have crippling effects on your life. As such, knowing which decisions will impact you the most and how to get them right is key to achieving financial success and here are 5 money decisions that most people get wrong which you would be best to avoid!

Decision #1: Paying on credit versus cash

When most of us go to buy something these days, the process is basically automatic. You pull out your payment method of choice, hit a couple buttons, complete the transaction and move on with your day. It seems simple enough, right? Well, yes it’s simple but even a simple process like the one I just explained can be mishandled without proper guidance.

You see, I think one of the biggest falsehoods in the world of financial advice today is the notion that credit cards are bad or evil. I don’t know about you but when I swipe my credit card at the store or punch in its numbers online I don’t get demonishly possessed or go into a fit of rage. All crummy jokes aside, I do see why some financial experts advise people to be careful with their credit cards. Yes they can lead to overspending and they do come…